Free ACH bank transfers.

No subscription fees.

Beyond gives you total payment flexibility. Send and receive ACH bank transfers for free or choose a payment method that works best for your business..

Free features that come with every Beyond account:

Unlimited users

Accounting software sync

Approval workflows

Easy bill capture

Payment tracking & updates

Data & form export

Bills management

Custom payment requests

Accounting software sync.

Melio syncs with QuickBooks and Xero. So you can see invoices in both places, send payment requests easily and auto-reconcile payments.

Approval workflows.

Invite others to your Melio account including your accountant. Set up roles, permissions and approval amounts to stay in control at all times.

These are the fees. No surprises.

ACH bank transfer

Free

We mail your check

First 2 checks each month through Melio are free.

$1.50

Pay by card

2.9%

Fast ACH bank transfer

Get your vendor paid on the same day.*

1%

up to $30

Fast check

Get a check to your vendor within 3 business days.

$20

Fast check

Get a check to your vendor within 3 business days.

20%

flat fee

Cash flow control + more rewards.

Pay your business bills with your credit card, even where cards aren’t accepted.** Enjoy the rewards and extra float on your business expenses.

Cash flow control + more rewards.

Pay your business bills with your credit card, even where cards aren’t accepted.** Enjoy the rewards and extra float on your business expenses.

More ways to send payments.

Combine payments

Pay multiple bills to the same vendor in a click. This saves you time on paying multiple invoices and keeps it simple for your vendors’ books.

Split bills

Hang onto your cash for longer by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever.

Recurring payments

You can schedule payments in advance. Set this up for monthly bills, seasonal supplies or any business expense that happens more than once.

FAQ

How do I sign up to Beyond?
  1. Create an account with your email, sign in with Google or your Intuit account
  2. Fill in your company details
  3. Complete your first payment!
How much does Beyond cost?

Beyond is a free tool with no subscription fees. When you send and receive ACH bank transfers it’s completely free. There are additional fees if you want to pay by card, send an international bank transfer or get a check sent to your vendor. Faster and same-day payments have fees attached as well.

Which credit cards can I pay with on Beyond?

Currently, Beyond  supports these credit cards:

  • American Express
  • Visa (with the exception of Visa consumer credit cards)
  • Mastercard 
  • Discover
What does my vendor need to do to receive payments?

It’s easy for your vendor to receive payments. After you choose how you want to pay, you decide how they receive that payment. If they want to receive an ACH bank transfer, you need their account number and routing number. If they want a check, you need their mailing address. They don’t need to sign up or pay any fees to accept payments.

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